We Buy Loans &
Help Lenders Grow

Originate more loans at a lower cost of capital.
Start selling loans through PeerStreet today.

Get Started

PeerStreet can be your capital and technology partner.

Access advanced data analytics, monitor your loans as they move through our diligence process, interact with PeerStreet's real estate analysts, and more.


Lenders within
our network

Nearly half abillionin loans funded in 2017


States covered
by our lenders

PeerStreet has tripled our business without having to raise any additional investor capital.

Bill Gerard Principal, Consortium Equity

ConsortiumEquity Lender Logo

PeerStreet Loan Criteria

  • Loan Size

    $75,000 to $5,000,000

  • Lien Type

    1st position trust deeds and mortgages

  • Loan Type

    Single Family Residential (1-4 units)
    No Land or Ground-up Construction

  • Term

    Up to 36 months (preferably 24 months or less)

  • Interest Rate

    Generally, 8-12% net rate to PeerStreet

  • Locations

    United States (excluding South Dakota and Minnesota)

  • Loan-to-Value (LTV)
    Maximum Loan-to-Value Ratios:
    • Up to 75% of “as-is” value not to exceed 90% LTC (determined by purchase price)
    • Up to 70% LTARV on loans with construction reserves (determined by appraisal)
    • Up to 65% LTV for cash-out refinance
We Buy Loans Lender Team

Our innovative technology gives you a distinct edge against the competition

You need the best technology to underwrite and manage your loans. Our easy-to-use Lender Platform offers institutional-level resources, via your own personal web browser.

Lender Tools Data is for display purposes only.
I intend to use the platform so I can focus on what’s most important — originating high quality loans

David Takakawa Principal, BRC Loans

BRC Loans Lender Logo

Let us help you be more competitive

Start selling loans through PeerStreet

Get Started