We Buy Loans &
Help Lenders Grow

Originate more loans at a lower cost of capital.
Start selling loans through PeerStreet today.

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PeerStreet can be your capital and technology partner.

Access advanced data analytics, monitor your loans as they move through our diligence process, interact with PeerStreet's real estate analysts, and more.

100+

Lenders within
our network

Over onebillionin loans funded

45+

States covered
by our lenders

PeerStreet has tripled our business without having to raise any additional investor capital.

Bill Gerard Principal, Consortium Equity

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PeerStreet Loan Criteria

Single family

Single Family

  • Loan Size

    $75,000 to $5,000,000

  • Lien Type

    1st position trust deeds and mortgages

  • Loan Type

    Single Family Residential (1-4 units)
    No Land or Ground-up Construction

  • Term

    Up to 36 months (preferably 24 months or less)

  • Interest Rate

    Generally, 8-12% net rate to PeerStreet

  • Locations

    United States (excluding South Dakota and Minnesota)

  • Loan-to-Value (LTV)
    Maximum Loan-to-Value Ratios:
    • Up to 75% of “as-is” value not to exceed 90% LTC (determined by purchase price)
    • Up to 70% LTARV on loans with construction reserves (determined by appraisal)
    • Up to 65% LTV for cash-out refinance
Multifamily

Multifamily

  • Loan Size

    $100,000 to $5,000,000

  • Lien Type

    Senior Liens or 1st Position Trust Deeds and Mortgages

  • Loan Type

    Multifamily Residential (5-50 units)

    No Land or Ground-up Construction

  • Term

    Up to 36 months (preferably 24 months or less)

  • Interest Rate

    Subject to individual loan submissions

  • Locations

    United States (excluding South Dakota and Minnesota)

  • Loan-to-Value (LTV)
    • As-Is LTV: 75%
    • After Repair LTV: 70%
    • Cash Out Refinance: 65%
    • CLTV: 90% (exceptions will be considered on a case-by-case basis)
We Buy Loans Lender Team

Our innovative technology gives you a distinct edge against the competition

You need the best technology to underwrite and manage your loans. Our easy-to-use Lender Platform offers institutional-level resources, via your own personal web browser.

Lender Tools Data is for display purposes only.
I intend to use the platform so I can focus on what’s most important — originating high quality loans

David Takakawa Principal, BRC Loans

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Let us help you be more competitive

Start selling loans through PeerStreet

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